ثابت ماندن درآمدهای شرکت های پرداخت الکترونیک از یک طرف و افزایش محتمل و چشمگیر هزینه های این شرکت ها از طرفی دیگر، زنگ خطری برای سودآوری و عایدات سهامداران این شرکت ها است.
به گزارش
واحد تحقیق و مطالعات بورس نیوز، همانگونه که می دانید، تحولات ارزی اخیر کشور و افزایش محتمل نرخ های بازار ثانویه، شرایط بسیار دشوار و پیچیده ای را برای شرکت هایی با مواد اولیه مصرفی وارداتی رقم خواهد زد.
افزایش بهای تمام شده به واسطه افزایش چشمگیر بهای خرید مواد اولیه مصرفی ارز محور، نه تنها بسیاری از تولید کنندگان را دچار مشکل می کند بلکه بسیاری از شرکت های خدماتی را نیز از درگیر معضلاتی جدی خواهد نمود.
شرکت های فعال در حوزه پرداخت الکترونیک کشور از جمله شرکت هایی می باشند که به دلایلی نظیر افزایش بهای تمام شده پوزهای خریداری شده و به واسطه آن افزایش محسوس هزینه های استهلاک، از ریسک قابل توجهی در روند سودآوری های خود برخوردارند.
محل درآمدی شرکت های پرداخت الکترونیک عمدتا از سه محل دریافت اجاره بهای ماهیانه پوزها(دستگاه کارتخوان) از بانک ها، درآمدهای ناشی از تراکنش های پرداخت و حاشیه سودی سه درصدی از محل فروش پین شارژ های اپراتورهای تلفن همراه می باشد .
از طرفی بخش عمده ای از بهای تمام شده این شرکت ها شناسایی هزینه های استهلاک پوزها، هزینه های سربار شامل تجهیزات و رول های خریداری شده، هزینه های حقوق و دستمزد و ... می باشد که بخش عمده ای از آنها ارتباطی تنگاتنگ با افزایش قیمت ارز دارد.
هر چند که به دلیل شناسایی 5 ساله هزینه های استهلاک پوزهای فروشگاهی، تاثیر افزایش نرخ ارز در هزینه های سال جاری چندان قابل توجه نمی باشد اما در میان مدت و به ویژه برای شرکت هایی نظیر "آسان پرداخت" که این روزها به دنبال افزایش سرمایه و خرید و جای گذاری پوزهای فروشگاهی جدید می باشد از ریسک های قابل توجه به شمار می آید.
همانگونه که
در نمودار فوق نیز مشاهده می شود، با توجه به شرایط وخیم بانک های کشور و تحقق
زیان هایی چند ده هزار میلیاردی در سال های اخیر، بسیار بعید است بانک ها از
افزایش هزینه های خود، چه در بحث اجاره بهای ماهیانه پوزها و چه در بحث افزایش
کارمزد تراکنش ها و پرداخت به شاپرک استقبال کنند .
چه بسا که در
سال گذشته و حتی در سال جاری نیز به دفعات شاهد اظهارات مسئولان و مدیران بانک ها
در خصوص تحمیل هزینه های غیر منصفانه به این بنگاه های اقتصادی بودیم.
از طرفی
همانگونه که اشاره شد، رشد هزینه های شرکت های پرداخت الکترونیک در سال جاری و سال
های آتی به دلیل افزایش نرخ ارز و افزایش هزینه های جایگزینی پوزها با استهلاک 5
ساله بخش عمده ای از سودآوری این شرکت ها را تحت تاثیر قرار خواهد داد .
![](data:image/png;base64,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)
به گزارش بورس
نیوز ، با توجه به نمودارهای فوق، ثابت ماندن درآمدهای شرکت های پرداخت الکترونیک
از یک طرف و افزایش محتمل و چشمگیر هزینه های این شرکت ها از طرفی دیگر، زنگ خطری
برای سودآوری و عایدات سهامداران این شرکت ها می باشد.
به نظر می رسد
با توجه به اهمیت این شرکت ها در چرخه و نظام مالی کشور، بسته ها و تصمیمات حمایتی
بانک مرکزی و دولت در ماه های آتی از این شرکت ها از ضرورتی جدی برخوردار است.